Pre Tax vs Post Tax Deductions
On This Page
Not all payroll deductions work the same way. Pre-tax deductions lower your taxable income before the government calculates your withholding. Post-tax deductions come out after taxes are applied.
Calculate Your Take-Home Pay
Enter your salary, state, and deductions — get your exact net pay in under 100ms.
Common Pre-Tax vs Post-Tax Deductions
Tip
Pre-tax deductions reduce both your federal and FICA taxes. The effective cost of a $1,000 pre-tax deduction at 22% bracket is only ~$698.
Frequently Asked Questions
Yes, employer-sponsored health insurance premiums are typically deducted pre-tax, reducing your taxable income.
Calculate Your Take-Home Pay
Enter your salary, state, and deductions — get your exact net pay in under 100ms.
Related Articles
Tax Saving Tips
How To Increase Your Take Home Pay
5 legal ways to increase your take-home pay without a raise: 401(k) contributions, HSA, FSA, W-4 adjustments, and pre-tax benefits.
Read articleTax Saving Tips
401k and Taxes Explained
A traditional 401(k) reduces your taxable income now. A Roth 401(k) reduces your tax bill in retirement. Both grow tax-deferred.
Read articleTax Saving Tips
How To Reduce Taxable Income Legally
Legal strategies to reduce taxable income: retirement accounts, HSAs, itemized deductions, business deductions, and tax credits.
Read articleGet Salary & Tax Tips
Weekly insights on pay, taxes, and maximizing your take-home.