How much do you want to take home?
Enter your desired annual net pay after taxes.
Annual take-home you want (before entering this calculator)
Pay Frequency
What's your required gross?
Enter the take-home pay you want — we'll solve the gross salary required to produce it, after all federal and state taxes.
50
States
$0.01
Accuracy
<100ms
Speed
Enter Your Target Take-Home
We'll reverse-engineer your required gross salary
Annual take-home amount you want to receive
Enter your target take-home
We'll calculate the gross salary you need to negotiate.
Reverse Paycheck Math — Explained
Enter Your Target Net
Tell us how much you want to take home annually after all taxes.
We Run 50 Iterations
Our binary search engine narrows down the exact gross salary to $0.01 accuracy.
See Your Required Gross
Get the gross salary you need to negotiate — with a full tax breakdown.
When to Use This Calculator
Salary Negotiations
Know the gross offer you need to achieve your net pay goal.
Job Offer Evaluation
Compare offers across states by converting to true take-home.
Freelance Rate Planning
Set your hourly/project rates to hit your net income target.
2026 Federal Tax Quick Reference
These are the 2026 IRS rates our solver uses. State rates are loaded per your selected state.
37%
Top Federal Rate
6.2%
Social Security
1.45%
Medicare
$176,100
SS Wage Base