What Is a Paycheck Calculator?
A paycheck calculator shows you exactly how much you take home after federal, state, and FICA taxes are withheld from your gross salary.
Tax & Paycheck Guides
Learn how taxes, paychecks, and take-home salary work in the United States. Guides for every salary and every state.
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A paycheck calculator shows you exactly how much you take home after federal, state, and FICA taxes are withheld from your gross salary.
Federal income tax uses progressive brackets — you only pay each bracket's rate on the income that falls within it, not your entire salary.
On a $50,000 salary in 2026, a single filer pays approximately $4,500 in federal income tax plus $3,825 in FICA — keeping about $41,000.
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20 articlesA paycheck calculator shows you exactly how much you take home after federal, state, and FICA taxes are withheld from your gross salary.
Federal income tax uses progressive brackets — you only pay each bracket's rate on the income that falls within it, not your entire salary.
FICA taxes fund Social Security and Medicare. At 7.65% flat (matched by your employer), they apply to almost all earned income.
Tax brackets are widely misunderstood. Only the income within each bracket is taxed at that rate — not your entire salary.
On a $50,000 salary in 2026, a single filer pays approximately $4,500 in federal income tax plus $3,825 in FICA — keeping about $41,000.
A $75,000 salary in 2026 yields approximately $57,500–$61,000 in net take-home pay depending on your state.
On a $100,000 salary, expect to keep $73,000–$79,000 depending on your state. Here's the full 2026 breakdown.
California has the highest income tax in the US at 13.3%. Here's how your paycheck is calculated in the Golden State.
Texas has no state income tax. Your paycheck only faces federal taxes — keeping significantly more than earners in high-tax states.